Learning Center

The recent collapses of Silicon Valley Bank (SVB) and Signature Bank (Signature) resulted in two of the three biggest bank collapses in U.S. history, behind the 2008 collapse of Washington Mutual. This has created uncertainty over the stability and liquidity of all banks, especially for those with...

Retirement savings rules have recently undergone significant changes with the implementation of SECURE 2.0. From age changes for required minimum distributions (RMDs) to more opportunities to save with catch-up contributions, read on to learn some of the fundamental changes from this legislation and...

Many investors use the average rate of returns as one of their primary metrics for assessing portfolio performance. In your earning years, the average rate is a useful benchmark because most people are focused on total wealth accumulation. But when you enter retirement, the order in which you expe...

Inflation is a hot topic these days with many experts and financial institutions offering predictions about the short- and long-term outlook. The truth is, no one can tell the future, and trying to guess our way around what will or will not happen is poor financial planning. Instead, let us take an...

As covered in our 401(k) – Super Roth article, a Roth IRA offers an attractive tax benefit. But, what do you do if you do not have a 401(k) or your 401(k) does not allow post-tax contributions? The answer is the BackBack-Door Rothdoor Roth which is the conversion from a Traditional to a Roth IRA. B...

First Quarter 2023 Quarterly Market Summary Welcome to another episode of The 15-minute Quarter! Each quarter…

Q4 - 2022 Quarterly Market Summary Welcome to another episode of The 15-minute Quarter! Each quarter Granite Harbor Advisors presents a 15-minute overview of the…

Q3 - 2022 Quarterly Market Summary "Paying the Risk Premium" is the title of this episode. As you may know, our investment philosophy is built upon scientifically…

Q2 - 2022 Quarterly Market Summary We explain and explore the dreaded "R" word in this episode - recession. What it really means, what you can do about it, and signs…

Q1 - 2022 Quarterly Market Summary In this episode, we explore the impacts of rising inflation and rising interest rates on the bond markets, and the geopolitical…

2021 Year-End Review We are finally into a new year, but we are still seeing the same headlines. Rising interest rates. Inflation surging. Build Back Better is back…

Q3 - 2021 Quarterly Market Summary With the exception of emerging markets, the global equity markets were pretty quiet along with the global fixed income markets.…

Q2 - 2021 Quarterly Market Summary "Everything is Bigger Everywhere" is the title of this quarterly summary as global equity markets surge. Oil prices hit a two-year…

Q1 - 2021 Quarterly Market Summary A full year after the start of the pandemic, we reflect back on the victory lap small cap stocks have taken over the last year.…

Join Managing Partner, Brian Sak as he unpacks the potential tax legislation that is slated as part of the Biden Tax Proposal. While time will only tell which of these…