Estate Planning & Tax Strategies

Secure Your Legacy for Multi-Generational Wealth

Helping You Define Your “Why?”

Estate planning is a responsibility that extends across multiple generations, ensuring the longevity and protection of your assets. Rather than simply helping you answer the question of “Where do I want my stuff to go?”, we delve into the deeper and more complex concerns regarding the transfer of wealth. Our approach encompasses not only the distribution of your assets but also the preservation and growth of your wealth for future generations.

We work with you to create a comprehensive estate plan that addresses your unique goals and circumstances, considering aspects such as tax implications, legal requirements, and family dynamics. By focusing on the long-term impact of your decisions, we help you create a lasting legacy that provides financial security and stability for your loved ones. Our expertise in estate planning ensures that your wealth is transferred efficiently and in accordance with your wishes, giving you peace of mind and confidence in your financial future.

Our Philosophy

Commitment to Excellence

At Granite Harbor Advisors, we focus on creating and preserving multi-generational wealth by understanding your family's unique goals. We believe wealth is more than just financial; it encompasses the values, traditions, and aspirations passed down through generations.

Our role is to be a vital link for families, ensuring the true purpose of your wealth is effectively transferred from one generation to the next. This involves managing finances and fostering communication about your family's legacy.

Collaborating with your estate attorney and tax professionals, we provide tailored estate and tax planning strategies to protect and preserve your wealth for the future.

Ultimately, we aim to help you leave a meaningful legacy that reflects your family’s values and aspirations, ensuring your wealth serves a greater purpose for generations to come.

Our Process to Estate & Tax Planning Strategies

Tailored Solutions for Long-Term Financial Security and Efficiency

Estate Planning

After thoroughly understanding the goals and objectives of your family, we engage in a collaborative process with all stakeholders to develop a robust "multi-generational" wealth plan. This involves conducting a comprehensive review of your existing strategies and documents, such as wills and trusts, to identify any inconsistencies with your stated goals. Working closely with trusted advisors, we help update or establish necessary strategies for gifting, sales, and asset coordination, including liquid investments, life insurance, and entity structures. Our dedicated team takes on the responsibility of coordinating these financial instruments designed to ensure seamless execution of your wealth plan.

Tax Planning

Our experienced advisors are dedicated to seeking solutions that safeguard your investments and estate by minimizing the impact of taxes and preventing potentially devastating losses to your financial plan. At Granite Harbor Advisors, we employ a comprehensive planning approach that leverages advantageous tax laws, working closely with your tax advisors to optimize wealth creation and minimize tax liabilities. With our network of support, we craft customized tax reduction strategies that prioritize your long-term financial well-being and help create a lasting legacy.

Our Commitment

Your Path to Financial Success: What to Expect Next

Once a plan has been established and implemented, it must be periodically maintained. We establish an appropriate review schedule to determine if updates are necessary based on legislative impacts, circumstantial changes, or administrative updates.

We will include a comprehensive review and management strategy of the financial instruments involved. We review the strength of those instruments to ensure a consistent alignment is kept with your family’s goals and objectives.

Comprehensive estate planning extends beyond any single generation. At Granite Harbor Advisors, our business succession and continuity plan will help ensure each generation to follow continues to have the same thoughtful experience. You worked hard for your wealth, and it is our commitment to protect and preserve that wealth for generations to come.

Benefits of Estate & Tax Planning

Securing Your Legacy and Maximizing Financial Efficiency

Minimize Taxes for Maximum Wealth Retention

We help to mitigate all types of tax exposure including income tax, capital gains tax, estate tax, gift tax, and generation-skipping tax.

Custom Planning to You

Every family is different, so should their estate planning.

Flexible Long-Term Planning

Ensuring strategies have the necessary flexibility to adapt to long-term uncertainty provides stability and resilience over time.

Future Generational Support

We help to address concerns regarding education, medical needs, and potential financial difficulties for future generations.

Provide for Philanthropic Goals

Assets can only go to three places in the end: to family, to charity, or to the IRS. When charity is a priority, we help to maximize those aspirations.

Preserve Family Privacy

Effective estate planning can help preserve the privacy of your family's financial information by avoiding the public probate process.

Resources for Estate Planning

A Selection of Granite Harbor Resources Focusing on Estate Planning

4 minutes read

The Sandwich Generation: Breaking the Cycle to Create Multi-Generational Wealth

“The sandwich generation” is a term used to describe those people who are simultaneously raising children and taking care of their aging parents, all while trying to plan for their own retirement and personal needs. Being sandwiched in between two generations can create an unsustainable financial situation that introduces new risk, potentially jeopardizing your long-term financial health. Let’s look…

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6 minutes read

Ensuring Your Legacy through Estate Planning: Preparing for the Inevitable

During a recent estate plan meeting, one of our most trusted partner estate attorneys shared a thought that deeply resonated with us and our clients. She emphasized, "Leaving your family without a plan in place is one of the most inconsiderate things you could do." We couldn't agree more. When a loved one passes away without a proper plan, it can cause significant stress, unintended burdens, and consequences…

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7 minutes read

Empowering Your Estate: The Dynamic Partnership of Estate Planning Attorneys & Wealth Advisors

The Dynamic Partnership of Estate Planning Attorneys & Wealth Advisors Co-Author – Amy R. Koontz, Attorney at Malouf Nakos Jackson & Swinson, P.C. As American retirees prepare to transfer a staggering $36 trillion over the next 30 years to families, friends, and charitable organizations upon death1, it’s critical to understand that a seamless transfer of wealth requires more than just a will.…

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6 minutes read

(eCLAT): Combining Philanthropy with Wealth Transfer Strategies

Contributed by: Brian W. Sak, CFP®, CLU®, ChFC® For high-net-worth individuals seeking to balance charitable giving with strategic wealth transfer, the Enhanced Charitable Lead Annuity Trust (eCLAT) is a powerful tool. This sophisticated strategy enables donors to make substantial contributions to charity while preserving and growing wealth for their families. By incorporating life insurance into a…

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5 minutes read

Benefits of Private Placement Life Insurance (PPLI) for the Ultra-Affluent

Tax rates are currently at or near historic lows. But ask just about anyone and the expectation is that taxes are sure to increase in the future. So, finding tax-efficient shelters for wealth accumulation is important for protecting long-term portfolio value and accomplishing tax planning goals. For the ultra-wealthy, private placement life insurance (PPLI) can provide powerful tax benefits while helping…

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5 minutes read

How to Structure Family Trusts for Enhanced Legal Protection

Contributed By: Caleb Christian, CFP, CLU, ChFC Family trusts play a critical role in preserving wealth across generations, mitigating legal risks, and supporting financial security goals for beneficiaries. However, the effectiveness of a family trust depends on how it is structured. An improperly designed trust may expose assets to unnecessary taxation, legal disputes, or creditor claims. For high-net-worth…

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Ready to optimize your wealth?

Take the first step towards financial success by scheduling a 30-minute introductory call with us today.

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Secure Your Legacy for Multi-Generational Wealth

Helping You Define Your “Why?”

Our Philosophy

Commitment to Excellence

Our Process to Estate & Tax Planning Strategies

Tailored Solutions for Long-Term Financial Security and Efficiency

Estate Planning

Tax Planning

Our Commitment

Your Path to Financial Success: What to Expect Next

Benefits of Estate & Tax Planning

Securing Your Legacy and Maximizing Financial Efficiency

Minimize Taxes for Maximum Wealth Retention

Custom Planning to You

Flexible Long-Term Planning

Future Generational Support

Provide for Philanthropic Goals

Preserve Family Privacy

Resources for Estate Planning

A Selection of Granite Harbor Resources Focusing on Estate Planning

The Sandwich Generation: Breaking the Cycle to Create Multi-Generational Wealth

Ensuring Your Legacy through Estate Planning: Preparing for the Inevitable

Empowering Your Estate: The Dynamic Partnership of Estate Planning Attorneys & Wealth Advisors

(eCLAT): Combining Philanthropy with Wealth Transfer Strategies

Benefits of Private Placement Life Insurance (PPLI) for the Ultra-Affluent

How to Structure Family Trusts for Enhanced Legal Protection

Ready to optimize your wealth?

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