
How Can We Help?
We are here to help every step of the way:
Being a business owner comes with great rewards and unique financial challenges. The journey is ever-changing, from navigating the volatile startup phase, to managing cash flow and planning for the future, to the ultimate exit transition. It can feel difficult to find the time to manage these complex finances effectively, often leading to stress, family tension, and concerns about long-term financial security.
At Granite Harbor, we deeply understand these needs of balancing business and personal financial goals, and we are here to help. Our team of experts will work with you to develop a strategy that addresses your individual goals and concerns, including proactively partnering with CPAs and attorneys as needed for optimal results, freeing up your time to focus on running your business.
Empowering Business Owners from Startup to Retirement & Beyond
We are here to help every step of the way:
Startup:
Growth:
Succession:
Proactive Financial Planning & Asset Management Services
We provide a wide range of knowledgeable support unique to your needs as a business owner, including:
Business Succession Planning:
Buy-Sell Agreements:
Key Man Planning:
Cash Flow & Savings:
Tax Planning:
Risk Management & Insurance:
Exit Planning & Ownership Transfer:
Retirement Planning:
Estate Planning & Wealth Transfer:
Asset Allocation:
Tax & Legal Coordination:
Resources for Business Owners
Hand picked resources to help business owners


Secure Your Business Legacy: The Power of Buy-Sell Agreement Planning for Business Owners

Tax-Efficient Strategies When Selling a Business

Maximizing Tax-Advantaged Wealth: Creating Strategic Partnerships Between CPAs & Wealth Advisors

Succession Planning Starts Now

Building Traction Within Your Business
FAQ
You have questions, we have answers...
A: Some of the most common financial mistakes that business owners make include:
- Not choosing the right business structure: The type of business structure you choose can have a significant impact on your tax liability.
- Not having a business continuity plan: business continuity plan outlines the steps that will be taken to keep your business operating in the event of a disaster or other unforeseen event.
- Not taking advantage of tax-saving opportunities: There are a number of significant tax-saving opportunities available to business owners. It is important to work with a tax professional to identify all of the deductions and credits you are eligible for.
- Not having a clear financial plan: comprehensive financial plan is essential for any business owner. It helps you track your finances, set financial goals, and make sound financial decisions.
A: Business owners should ideally begin continuity and succession planning as soon as their business comes into existence. For some of the most pressing issues facing business owners in the succession planning process today, download our guide, “Succession Planning Starts Now.” You’ll find insights on how to approach a variety of scenarios and what to consider at each stage, whether selling a business internally, externally or maintaining a family business that spans multiple generations.
By identifying your goals and the financial strategies to achieve them, you can develop continuity and succession plans that define your legacy and position both your company and loved ones for long-term success.
A: When choosing a financial partner, business owners should consider the following factors:
- Experience: The firm should have experience working with business owners and understand the unique challenges they face.
- Services: The firm should offer a comprehensive range of services to meet your needs, including support for buy-sell agreements, key man planning, business continuity planning, funding strategies, cash flow planning, succession planning, investment management, retirement planning, and estate planning.
- Partnerships: The firm should proactively collaborate with CPAs and attorneys to navigate the advanced tax and legal complexities of planning for business owners.
- Fees: The firm's fees should be transparent and competitive.
- Reputation: The firm should have a good reputation and be well-respected in the industry.
- Personal rapport and communication style: You should feel comfortable and confident with the team’s approach and communication style.
Ready to optimize your wealth?
Take the first step towards financial success by scheduling a 30-minute introductory call with us today.