Hero Image

Articles Library

Get access to the latest financial information and expert analysis from our team

How to Pass on a Family Business to the Next Generation
4 minutes read

How to Pass on a Family Business to the Next Generation

Contributed by: Tom Kelley, MBA For many families, a business is not just a source of income; it is a legacy. Successfully passing on a family business to the next generation involves more than a handshake or an informal agreement. It requires intentional planning, strategic preparation, and a focus on preserving family harmony while ensuring the business remains strong and sustainable. At Granite…
Read Article
Building Liquidity into a High-Net-Worth Portfolio
5 minutes read

Building Liquidity into a High-Net-Worth Portfolio

Contributed by: Austin Manning, CFP® High-net-worth (HNW) individuals often face unique financial challenges. A key consideration among these is liquidity—ensuring access to cash or liquid assets when unexpected opportunities or emergencies arise. While a robust portfolio typically includes a mix of investments designed for growth, income, and preservation, building liquidity is essential for both…
Read Article
(eCLAT): Combining Philanthropy with Wealth Transfer Strategies
6 minutes read

(eCLAT): Combining Philanthropy with Wealth Transfer Strategies

Contributed by: Brian W. Sak, CFP®, CLU®, ChFC® For high-net-worth individuals seeking to balance charitable giving with strategic wealth transfer, the Enhanced Charitable Lead Annuity Trust (eCLAT) is a powerful tool. This sophisticated strategy enables donors to make substantial contributions to charity while preserving and growing wealth for their families. By incorporating life insurance into a…
Read Article
How to Prepare Your Business for Sale: 10 Tips for Success
4 minutes read

How to Prepare Your Business for Sale: 10 Tips for Success

Contributed by: Pijus Bulvinas, CFP® and Sam Breske, Director, Affinity Ventures If you are getting ready to sell your business or believe that a sale may be on the horizon in the next several years, it is crucial to plan accordingly. Proper planning and preparation for the sale of your business can significantly impact the success and profitability of the transaction. Here are 10 steps to consider…
Read Article
Planning for Luxury Real Estate Purchases
4 minutes read

Planning for Luxury Real Estate Purchases

Contributed by: Nicholas E. Gonzalez, CEPA®, CRPS® Luxury real estate represents not just a home but also a significant investment, a statement of personal style, and often a strategic component of a broader wealth management plan. For high-net-worth individuals, the purchase of a luxury property can be both exciting and complex. To ensure the process aligns with your financial goals and avoids costly…
Read Article
Navigating the Secure 2.0 Act's Higher Catch-Up Limits
3 minutes read

Navigating the Secure 2.0 Act's Higher Catch-Up Limits

Authored by: Dale Shaw, CFP®, RICP® Beginning in 2025, the annual contribution limits to 401(k) plans, 403(b) plans, governmental 457 plans, and the federal government’s Thrift Savings Plan will increase to $23,500. The age 50+ catch up contribution will be $7,500. Also, the SECURE 2.0 Act introduces a higher catch up contribution for those between the ages of 60-63 bringing their catch up contribution…
Read Article
The Benefits of Establishing a Private Foundation
5 minutes read

The Benefits of Establishing a Private Foundation

Contributed by: Timothy B. Smith, CFP® In the world of philanthropy, private foundations hold a unique and esteemed position, offering wealthy donors, philanthropists, and nonprofit leaders an avenue to maximize their charitable impact. Establishing a private foundation is an important strategic move that provides lasting benefits to society and personal legacy. This article explores the many advantages…
Read Article
Adapting to Interest Rate Changes
7 minutes read

Adapting to Interest Rate Changes

Authored by: Nicholas M. Brown, CFA, CFP® Investors are navigating a unique economic landscape today, characterized by declining interest rates alongside a yield curve that seems to be shifting from an inverted state to a more typical configuration. It's a much different environment than even just 12 months ago. Understanding the dynamics of this environment and its implications for different asset…
Read Article
New Year, New Limits: The 2025 Estate and Gift Tax Updates You Need to Know
3 minutes read

New Year, New Limits: The 2025 Estate and Gift Tax Updates You Need to Know

Authored by: Brian W. Sak, CFP®, CLU®, ChFC® In a significant update for estate planning and wealth management, the Internal Revenue Service (IRS) has announced an increase in the estate and gift tax exemption for 2025. The exemption amount will rise to $13.99 million per person, up from $13.61 million in 2024. Additionally, the annual exclusion gift limit will rise to $19,000 per individual up from…
Read Article

Subscribe to our Monthly Newsletter

Sign up now to receive our monthly newsletter, featured podcast episode summaries, upcoming topics, and exclusive resources.
Join our community today!

Let's Talk