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Estate & Tax Planning Strategies

Estate planning is a responsibility that lasts multiple generations. Rather than simply helping you answer the question of “Where do I want my stuff to go?”, we address the deeper concerns regarding the transfer of wealth.

Our Philosophy

Our Philosophy

At Granite Harbor Advisors, our philosophy is centered around creating and preserving multi-generational wealth by clearly articulating the goals and objectives of your family. We serve as continuity for the family required for the effective transfer of true purpose. Our commitment extends beyond a single generation, as we provide comprehensive estate and tax planning strategies to help protect and preserve your wealth for generations to come. Most of all, we address the concerns of keeping the family cohesive and informed while leaving a meaningful and lasting legacy.

Estate & Tax Planning Strategies: Our Process

Estate Planning

After thoroughly understanding the goals and objectives of your family, we engage in a collaborative process with all stakeholders to develop a robust "multi-generational" wealth plan. This involves conducting a comprehensive review of your existing strategies and documents, such as wills and trusts, to identify any inconsistencies with your stated goals. Working closely with trusted advisors, we help update or establish necessary strategies for gifting, sales, and asset coordination, including liquid investments, life insurance, and entity structures. Our dedicated team takes on the responsibility of coordinating these financial instruments designed to ensure seamless execution of your wealth plan.

Tax Planning

Our experienced advisors are dedicated to seeking solutions that safeguard your investments and estate by minimizing the impact of taxes and preventing potentially devastating losses to your financial plan. At Granite Harbor Advisors, we employ a comprehensive planning approach that leverages advantageous tax laws, working closely with your tax advisors to optimize wealth creation and minimize tax liabilities. With our network of support, we craft customized tax reduction strategies that prioritize your long-term financial well-being and help create a lasting legacy.

Our Commitment & Next Steps

Once a plan has been established and implemented, it must be periodically maintained. We establish an appropriate review schedule to determine if updates are necessary based on legislative impacts, circumstantial changes, or administrative updates.

We will include a comprehensive review and management strategy of the financial instruments involved. We review the strength of those instruments to ensure a consistent alignment is kept with your family’s goals and objectives.

Comprehensive estate planning extends beyond any single generation. At Granite Harbor Advisors, our business succession and continuity plan will help ensure each generation to follow continues to have the same thoughtful experience. You worked hard for your wealth, and it is our commitment to protect and preserve that wealth for generations to come.

Benefits of Estate & Tax Planning

A comprehensive estate plan should preserve and reinforce the values that were required to create the wealth, while providing security and comfort for future generations. We design your plan to:

  • Minimize taxes for maximum wealth retention
  • Be well-thought and personalized
  • Incorporate the necessary flexibility to account for long-term uncertainty
  • Address concerns regarding education, medical needs, and potential financial difficulties for future generations
  • Provide for philanthropic goals

Ready to Design Your Legacy?

Take control of your multi-generational wealth plan and experience the benefits of personalized estate planning strategies by scheduling a 30-minute introductory call with us today.

Featured Resource:

On-Demand Education: Taxes In Retirement

Taxes will most likely be your largest strain on cash flow as you enter retirement. Having a clear understanding of your current tax situation is half the battle. Being able to effectively apply tax savings strategies to your specific situation is the other half. Brian Sak, CFP®, CLU, ChFC® shares how the latest tax law changes and some not-so-common strategies to lessen your burden.

Taxes in Retirement

Taxes in Retirement

Taxes will most likely be your largest strain on cash flow as you enter retirement. Having a clear understanding of your current tax situation is half the battle. Being…
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